Ecuador · Real Estate · 2026
Real estate crowdlending for the new Ecuador.
Fund verified real estate projects in Quito, Guayaquil and Cuenca from $250. Nobiplace connects Ecuadorian investors with developers who need transparent, responsible capital.
$18.4M
Capital channelled in Ecuador (2024–2025)
9.8%
Average gross annual yield
$250
Minimum ticket per project
Fundamentals
What is real estate crowdlending?
Real estate crowdlending is a collective financing model regulated by Ecuador's Organic Law of Entrepreneurship and Innovation (2020) where dozens of investors lend money to a developer to build or acquire a property. In return, each investor receives periodic interest payments and their principal back at maturity.
A loan, not ownership
Unlike equity crowdfunding, you do not buy a share of the property: you lend capital to the developer and receive interest. It is a debtor-creditor relationship formalised through a commercial contract.
Real estate collateral
Every deal is backed by a first-lien mortgage or a fiduciary trust over the property, registered with the corresponding Property Registry in Ecuador.
Defined terms
Projects typically last between 12 and 36 months, with quarterly interest payments and full principal repayment at the close of the operation.
Real diversification
Spread your investment across several projects — residential, commercial, hospitality — in different Ecuadorian cities, with tickets from $250 per operation.
Process
How Nobiplace works in four steps.
A simple, auditable flow aligned with the regulations of Ecuador's Superintendency of Companies, Securities and Insurance.
- 01
Sign up and verify
Open your account with your ID or passport. We complete the KYC/AML check following Ecuador's Resolution JPRF-2021-006.
- 02
Browse projects
Each opportunity publishes the prospectus, independent appraiser, LTV, payment schedule and mortgage collateral.
- 03
Lend and sign
Pick your ticket (from $250), sign the electronic contract and transfer funds from your Ecuadorian bank account. Everything is on record.
- 04
Collect interest
Receive quarterly interest in your account and your principal at maturity. Every cash flow is consolidated on your personal dashboard.
Why Nobiplace
Built for the Ecuadorian investor.
Collateralised returns
Target yields between 8% and 12% per year, always backed by real estate appraised by professionals authorised by the Superintendency of Banks.
Full transparency
Prospectus, deed, appraisal, schedule and quarterly reports published for each project. Annual external audit.
Low entry ticket
Invest from $250 per project. No entry or exit fees for the investor.
Local focus
Team based in Quito and Guayaquil. Projects selected and monitored by Ecuadorian developers with a verifiable track record.
Clear legal framework
We operate under the framework of collective funds and mortgage-backed loan agreements, in compliance with Ecuador's Securities Market Law.
Intuitive dashboard
Track your portfolio, upcoming payments and legal documents from any device, always in US dollars.
Context
The Ecuadorian real estate market in numbers.
5.7%
Growth of Ecuador's construction sector (Central Bank, 2025)
72%
Of Ecuadorians see housing as their main asset (INEC)
$4.2B
Annual volume of the formal Ecuadorian real estate market
24 months
Average duration of our operations
Frequently asked questions
Everything you need to know before you start.
Early access
Be among the first to invest with Nobiplace.
Leave us your name and email. We will notify you when the platform opens for public registration, along with an exclusive report on the Ecuadorian real estate market for 2026.